FAQs

Who is netWell?

netWell is a Health Care Sharing Ministry (HSCM) that cares for its members as a family. netWell members believe in a common set of ethical beliefs. These members contribute and share in each other’s Eligible Medical Requests based on those same beliefs. We invite anyone who shares in our Statement of Religious and Ethical Beliefs to join our Membership.

Is netWell What I Have Been Hoping to Find?

With increasing expenses related to health insurance and the need for people to find an affordable option, many have become members of Health Care Sharing Ministries. This is the inspiration behind netWell. We wanted to share our passion for providing you with an Elite Health Share Membership.
Many can provide you basic options but netWell went above and beyond, to customize Membership plans to fit your lifestyle. Our Membership plans allow you the luxury of visiting any provider you prefer at any facility you choose. netWell is excited to assist you in choosing the best ​option to complete your needs. Please contact one of our netWell Coordinators at -1-866-netWell.

Is netWell ACA exempt?

We are a recognized Health Care Sharing Ministry and members are eligible for exemption from the tax penalty. See Affordable Care Act for more information.

How does netWell determine my monthly cost?

Your Monthly Commitment Contribution will be based on the following:

-Head of Households age
-Number of members on the membership
-Membership option
-State you reside in

Click Here for netWell Membership information

Is netWell considered an Insurance Policy or Contract?

Your netWell membership is NOT an insurance policy nor a contract. netWell does not assume any legal risk, promise, or guarantee of payment of Eligible Medical Requests. netWell only asks, that a member submit a Withdraw Request when a member chooses to no longer participate in the membership.

How will providers receive funds for my medical requests?

netWell will coordinate the sharing of your eligible medical request. Your provider will receive funds from your personal netWell banking account. This way providers are aware you are a self-pay patient, and this ensures you receive the best possible pricing on your medical services.

Will my provider or facility accept netWell?

Yes, you will just need to provide your Member ID card at the time of service. Your provider will be able to submit a medical request on your behalf. You do have the right to be a Self-Pay patient if needed and can submit your Medical Request directly to our Medical Request Coordinator.

Financial Accountability?

netWell believes in operating the membership Ethically, Morally and Legally. Financial accountability is the most valuable practice within the membership. netWell believes in operating by biblical standards and achieving the highest level of integrity.

What is medical cost sharing?

Medical cost sharing is contemporary choice to traditional insurance. Members share a common set of religious and ethical beliefs. Through your monthly commitment contribution, members are able to provide each other with financial comfort through the sharing of eligible medical requests. Each member chooses the Membership option that best fits their individual needs. The membership commitment contribution is based on the membership option selected by the member. These contributions are used to fund the sharing of eligible medical requests amongst the netWell members.